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Car Accident Fault Determination Rules QLD | Legal Guide

Knowing how to determine fault after a car accident can help protect your legal rights. Our legal guide explains the rules and how it works.
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Who is the At-Fault Driver in a Car Accident?

Determination of fault after a car accident in Queensland has consequences for who is liable to pay damages. The accident scene largely determines responsibility for motor vehicle accidents, particularly the location of vehicle damage and the other available evidence.

Our legal guide breaks down the fault determination process following a car accident and offers straightforward advice to protect your legal and financial interests.

Legal Advice About Car Accident Fault

If you have been injured in a motor vehicle accident and are not the at-fault driver, the Motor Accident Insurance Act protects your right to claim compensation for financial loss. But it’s not always straightforward to know who is to blame, and the compulsory third-party insurance company might assign you contributory negligence. Furthermore, you need proof of fault because it helps determine if you can claim damages.

The Car Accident Compensation Lawyers QLD provides a free case review that can explain the following:

  • Who is to blame for the accident
  • Eligibility to claim compensation
  • Your rights and entitlements
  • Our genuine 100% no-win, no-fee, no-risk policy
  • Your next steps

Our motor vehicle accident compensation team offers a genuine 100% no-win, no-fee policy. Pay only when you win and nothing if you lose. It’s free to learn your legal options. Call 1800 860 777

Free Claim Review

About Fault Determination
in Queensland

Determining fault in a car accident is key; it impacts legal liability and can have serious financial repercussions for the drivers and cars involved in the collision. So, if you have been involved in a car accident on Queensland roads, you’ll want to know who is the at-fault driver.

First, know there are different types of faults for motor vehicle accidents, including:

  1. Blatantly obvious fault, such as a rear-end car crash. Almost always, the driver of the car behind is the at-fault driver.
  2. Contributory negligence or shared fault.
  3. Blameless accidents: When events beyond a driver’s control, like a medical emergency, a mechanical failure, or an animal running across the road, occur, neither party is considered at fault.

 

Traffic laws help determine fault in car accidents because a traffic violation is one of the primary indicators of fault during accident investigations. For instance, a driver who clearly breaches traffic laws by running a red light or exceeding the speed limit is often deemed the at-fault driver if they cause a car crash while breaching the law.

In many accidents, assessing who broke QLD road rules or acted carelessly is necessary to establish fault. Fortunately, a traffic accident report includes details such as:

  • Adherence to speed limits
  • Traffic light compliance
  • And other potential breaches

Establishing fault in a car accident can be challenging because it usually depends on the limited evidence available. After exchanging details with the other driver involved in the accident, it’s critical to retrieve proof such as:

  • Taking photographs and video of vehicle damage
  • Police reports and infringement notices
  • Witness statements
  • Damage to your own vehicle and the other party
  • You should also document skid marks and other relevant road features.

This is because witness statements help establish who was responsible for the accident and can significantly support your evidence in a car accident claim.

In Queensland, police often go to accident scenes and write reports with information that helps determine fault.

A female lawyer explaining fault determination for car accidents in QLD to a new client

Who Decides Responsibility
for a Motor Vehicle Accident?

A motor vehicle accident usually involves only one driver, but others may have multiple drivers. However the accident happened, at least one compulsory third-party insurance company is responsible for the insurance claim damages. Consequently, the insurer will assign an investigator to decide who it believes is the at-fault driver. This process can involve

  • Interviews with all parties involved in the road accident
  • Accessing eyewitness statements
  • Reviewing CCTV footage and photos
  • Viewing police reports
  • Considering traffic law violations like ignoring traffic lights or signs

When an insurer disputes a claim, a court might decide who is liable for damages.

Do I Have a Valid Claim?

Steps to Determine Fault
in a Car Accident

Determining fault for a motor vehicle accident involves considering several factors, including the following:

  • How the accident occurred
  • Was there a breach of traffic rules?
  • Was someone injured?
  • Did someone accept responsibility?
  • The location of the vehicle damage

Information from the accident scene can often help identify the at-fault driver. This information can include:

  • The road and weather conditions at time of crash
  • The location of traffic lights and signals
  • Eyewitness accounts
  • Road markings like tyre tracks and skid marks
  • Surrounding property damage

Police attend an accident scene when there are injuries or significant vehicle damage (requiring towing). If they don’t attend, you should make a police report by phone or at your local police station, particularly when:

If they don’t attend, you should make a police report by phone, or at your local police station, particularly when:

  • A driver fails to (or won’t) exchange details
  • A driver appears to be under the influence of alcohol or drugs
  • The other driver has likely breached road rules

A traffic accident report is useful for any future legal action and is available if police investigated a road incident.

An insurance investigator or the police can often decide who was to blame by examining the cars involved in the crash. They can work out the direction and speed of the vehicles prior to the collision by looking at:

  1. Tyre marks on the road

  2. Photos and videos of the vehicles’ positions

  3. The extent and location of damage on each vehicle

  4. The deformation patterns on the vehicles’ bodies

  5. The point of impact and how the vehicles came to rest after the collision

By analysing these factors, experts can reconstruct the accident to determine which driver likely caused the crash or contributed to it. For example:

  • Damage on the front of one vehicle and the rear of another often indicates a rear-end collision, where the driver hitting from behind is usually at fault.
  • A failure to yield or a violation of a red light may be indicated by side-impact damage.
  • Severe vehicle damage might show the driver was travelling at higher speeds or recklessly.
Motor Vehicle Accident Fault Infographic

It’s Free to Know Your Rights

Key Parties in Fault Determination

The three main parties involved in fault determination are

  1. Insurance companies
  2. Police officers
  3. Personal injury lawyers

Each of the above plays a distinct role in the process, from investigating the accident to providing legal advice and representation for all drivers involved.

CTP insurers, or comprehensive insurance companies, are generally liable for damages resulting from a motor vehicle accident, and they will try to protect their financial interests. Assigning a greater degree of fault to the other driver decreases their financial liability for the accident. Consequently, insurance providers will look into cases by:

  • Interviewing drivers
  • Collecting eyewitness accounts
  • Examining evidence like CCTV footage and photos of the vehicles involved
  • Reviewing compensation claim forms and police reports

They often attempt to attribute a higher degree of contributory negligence to the claimant, as this lowers the amount they have to pay in damages.

Police reports include details of traffic offences, weather conditions, and other contributory factors that can affect the outcome of fault determination.

Police investigations consider the location of vehicle damage, road markings, driver behaviour and CCTV footage to determine what happened during the accident, and offer vital information for fault assessment.

QLD personal injury laws protect your right to seek legal advice after an accident. A personal injury lawyer can assist with determining fault for a motor vehicle accident.

The Car Accident Compensation Lawyers QLD provides a free case review that can explain the following:

  1. Eligibility to claim compensation for a road accident.
  2. The process of determining fault for your case
  3. Our 100% no-financial-risk guarantee

Pay only for a win and nothing if you lose. Call 1800 860 777

How The Accident Happened
Determining Fault

If you are a person involved in a motor vehicle accident, your next question might be, “Who is the at-fault driver?” Sometimes, how the accident occurred helps determine who is responsible for the collision. Below are some common scenarios.

Typically, the driver who strikes another vehicle from behind is considered liable for a rear-end accident.

  • When one driver merges into another lane without enough space, both drivers can share responsibility for a rear-end collision.
  • According to QLD road rules, drivers must maintain a safe distance from the vehicle in front to prevent rear-end collisions, which ensures the safety of all road users.

In Queensland, when you stop at a T-intersection, you lose priority to approaching traffic.

  • This rule applies regardless of whether there is a traffic sign or lights.
  • You may proceed when there is a green light or when it is safe to do so at intersections without lights.

As a result, the driver who does not have the right-of-way is typically at fault for an intersection crash, unless one of the following conditions applies:

  1. The other driver was speeding
  2. The other driver was changing lanes at the intersection.
  3. It was dark, and the other vehicle had damaged lights.
  4. The other driver was under the influence or distracted

In general, the reversing car driver is at fault when they collide with another vehicle, especially if they hit the rear end of another car.

  • If both vehicles were moving at the same time, they can both be responsible for the accident.
  • If a stationary car is rear-ended while reversing, the other driver is usually considered at fault.
  • Drivers have a responsibility to ensure they are clear of other vehicles and pedestrians before reversing to avoid liability.

Determining fault is more complex when a car hits you and, as a result, you collide with another vehicle. Generally, fault for multi-vehicle collisions is assigned considering

  • The sequence of events
  • Each driver’s degree of responsibility in causing the initial impact and subsequent collisions

If the first driver hits you from behind, they are typically considered at fault for the initial collision. However, if your vehicle then strikes another car, fault for the second collision may depend on whether you had enough time and space to stop safely or avoid the collision.

If you and the other drivers share responsibility for the chain of events, contributory negligence may apply.

If there are three or more cars in a pileup, the vehicle that hits another car from behind will still be at fault, unless it was also hit from behind.

In most cases, the last vehicle in the chain that triggered the collision will be held responsible for the entire accident, as they had the chance to prevent it from occurring.

In a hire car accident, the hire car company’s insurance typically covers damage to the rental vehicle. However, you might be responsible for paying an excess amount, and the driver of the other vehicle can make a claim against you if you are at fault. 

If you are at fault in a hire car accident:

  • Hire car insurance will likely cover vehicle damage
  • You will be liable for repair costs depending on the policy terms
  • You may be responsible for the excess amount specified in your rental agreement. 
  • The hire car company’s insurance may pursue you or the insurer for repair costs. 

If you are not at fault in a rental car accident: 

  • Any damage to the rental car should be covered by the hire company’s insurance or third-party property insurance. 
  • Injuries may be covered by compulsory third-party (CTP) insurance. 

Special Considerations
in Fault Determination

Some scenarios require special consideration when determining fault.

  1. Blameless accidents caused by unexpected mechanical failures
  2. A motor vehicle accident occurred when an employee was driving to or from work.
  3. Multi-vehicle crashes

In Queensland, a blameless accident happens when neither driver bears any fault. Examples include:

  1. A driver having a heart attack or stroke while driving
  2. A vehicle having an unexplained failure.
  3. An animal running onto the road

These are classified as blameless because the accident happened due to circumstances beyond the drivers’ control.

In multiple-vehicle collisions, fault is typically shared among the drivers, with more than one person being held partially or fully responsible. Unless pushed from behind, the first driver in a concertina collision usually assumes liability.

When more than one driver is at fault, there may be more than one person responsible for paying damages, each with their own level of liability.

When you are driving your own car to or from work (or for work purposes) and are involved in an accident, the situation regarding fault and liability can be complex.

If you were performing work duties at the time of the accident, your employer may face liability in certain cases, and you could be eligible to claim workers’ compensation benefits.

However, your employer is less likely to bear responsibility if you were driving for personal reasons or beyond the scope of your work duties.

Car accident insurance claim timeline infographic

Lodging an Insurance Claim
and Seeking Compensation

Eligibility for claiming compensation for a car accident depends on whether the other driver was at fault. Conversely, if you are at fault, the other driver may claim against your CTP insurer.

Strict time limits apply to car insurance claims, so it’s essential to take action. During this process:

  • You should notify the other driver of your intent to claim damages for property damage soon after the accident.
  • Insurance companies will review submitted claims and related documentation to determine liability.
  • Negotiation and settlement will occur after the claim has been filed.
  • You should consider reaching a legal agreement with the responsible party to settle claims without going to court (as there can be considerable additional legal costs).

Insurance companies often determine fault by considering the available evidence, which usually includes witness statements and police reports.

  • When both drivers are found to have contributed to an accident, each party’s contributory negligence affects the amount of compensation paid in a settlement.
  • In contributory negligence scenarios, liability is shared between the involved drivers based on their respective degrees of fault.

Legal Advice for Car Accident Claims

QLD personal injury laws protect your right to obtain legal advice after a car accident, including the identification of the at-fault driver. A car accident lawyer can also:

  • Help you understand your rights
  • Explain the claims process and assist with evidence collection.
  • Detail ways to eliminate or reduce contributory negligence.
  • Negotiate with insurance companies on your behalf.
  • Explain how to prepare written statements

It’s a good idea to keep copies of all correspondence related to your accident, including:

  • Letters, emails, and text messages with the other driver
  • Insurance company communications
  • Medical reports and documentation

If negotiations with insurance companies fail to result in a fair settlement, legal representation can explain your options for seeking damages through the courts.

Free Claim Review

Car Accident Fault
Determination Rules FAQs

Determining fault can be more complicated in a motor vehicle accident involving multiple drivers. In such cases, each driver is typically assigned a level of contributory negligence, which affects their eligibility and the amount of compensation.

Immediately after a car accident, you should follow these steps:

  1. Collect detailed information from all parties involved, including names, addresses, and driver’s license details
  2. Get witness contact information, if possible
  3. Take photographs of the scene and document everything to help support determination of fault.
  4. Contact the police if the other driver appears to be under the influence of drugs or alcohol
  5. Note if the other driver apologises for the collision

QLD traffic laws can help decide who is at fault in a car accident by setting standards for expected driver behaviour.

A traffic violation, such as speeding or running a red light, typically indicates negligent driver behaviour, increasing the likelihood of being held responsible for a car accident.

To determine who is at fault in a car accident, you need to closely examine the available evidence and the road rules.

Often, the process of establishing who is responsible for the accident is supported by the liable CTP insurer and the police, using the available evidence.

If you have comprehensive car insurance, you should be covered for property damage after a car accident, even if you were the at-fault driver.

However, you may have to pay an excess, and your premiums will probably increase.

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